:root {
  --ink: #0E1319;
  --muted: rgba(14, 19, 25, .85);
  --line: #E9E4DA;
  --cream: #D4AF37;
  --paper: #D4AF37;
  --surface: #F3E7D3;
  --gold: #D4AF37;
  --gold-deep: #0C3373;
  --green: #0C3373;
  --charcoal: #24272C;
  --radius: 20px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--paper); font: 16px/1.55 Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; }
a { color: inherit; }
.wrap { width: min(1120px, calc(100% - 40px)); margin: 0 auto; }
.nav { display: flex; align-items: center; justify-content: space-between; min-height: 78px; gap: 24px; }
.brand { display: inline-flex; align-items: center; text-decoration: none; }
.brand img { display: block; width: 205px; height: 88px; object-fit: contain; }
.nav-links { display: flex; align-items: center; gap: 24px; color: var(--ink); font-size: .92rem; font-weight: 650; }
.nav-links a { text-decoration: none; }
.nav-links a:hover { color: var(--gold-deep); }
.button { display: inline-flex; align-items: center; justify-content: center; gap: 8px; border: 1px solid transparent; border-radius: 999px; padding: 13px 20px; text-decoration: none; font-weight: 700; transition: transform .18s ease, background .18s ease; }
.button:hover { transform: translateY(-2px); }
.button-primary { color: #fff; background: var(--green); }
.button-secondary { color: var(--ink); border-color: var(--ink); background: transparent; }
.hero { overflow: hidden; padding: 54px 0 90px; background: var(--cream); }
.hero-grid { display: grid; grid-template-columns: 1.05fr .95fr; align-items: center; gap: 70px; }
.eyebrow { margin: 0 0 18px; color: var(--gold-deep); font-size: .78rem; font-weight: 850; letter-spacing: .11em; text-transform: uppercase; }
h1, h2, h3 { line-height: 1.08; letter-spacing: -.045em; }
h1 { max-width: 670px; margin: 0; font-size: clamp(2.9rem, 6vw, 5.3rem); font-weight: 850; }
h1 em { color: var(--green); font-style: normal; }
.hero-copy { max-width: 570px; margin: 24px 0 31px; color: var(--muted); font-size: 1.1rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; }
.fine-print { margin: 18px 0 0; color: #75807a; font-size: .84rem; }
.phone { position: relative; width: min(330px, 100%); margin: 0 auto; border: 9px solid var(--charcoal); border-radius: 42px; padding: 12px; background: var(--charcoal); box-shadow: 13px 16px 0 rgba(14, 19, 25, .18); transform: rotate(3deg); }
.phone::before { content: ''; display: block; width: 36%; height: 20px; margin: 0 auto 9px; border-radius: 0 0 12px 12px; background: var(--charcoal); }
.phone-screenshot { padding: 0; overflow: hidden; background: #d9b852; }
.phone-screenshot img { display: block; width: 100%; height: auto; }
.screen { min-height: 555px; overflow: hidden; border-radius: 25px; padding: 23px 19px; background: #f8f8f3; }
.screen-top { display: flex; justify-content: space-between; font-size: .73rem; color: var(--muted); }
.screen h3 { margin: 20px 0 5px; font-size: 1.62rem; }
.screen .date { margin: 0 0 21px; color: var(--muted); font-size: .8rem; }
.balance { padding: 18px; border-radius: 16px; color: #fff; background: var(--green); }
.balance span, .card-label { display: block; font-size: .72rem; opacity: .78; }
.balance strong { display: block; margin-top: 4px; font-size: 1.6rem; letter-spacing: -.05em; }
.mini-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin: 12px 0; }
.mini-card { padding: 13px; border: 1px solid var(--line); border-radius: 14px; background: #fff; }
.mini-card strong { display: block; margin-top: 4px; font-size: .95rem; }
.positive { color: #237050; } .negative { color: #ad5344; }
.spending { margin-top: 18px; padding: 16px; border: 1px solid var(--line); border-radius: 16px; background: #fff; }
.spending-head { display: flex; justify-content: space-between; font-size: .78rem; font-weight: 700; }
.bar { height: 8px; margin: 13px 0 8px; overflow: hidden; border-radius: 999px; background: #e8ede7; }
.bar span { display: block; width: 63%; height: 100%; border-radius: inherit; background: var(--gold); }
.spending small { color: var(--muted); font-size: .72rem; }
.trust { padding: 25px 0; border-top: 1px solid rgba(14, 19, 25, .18); border-bottom: 1px solid rgba(14, 19, 25, .18); background: var(--cream); }
.trust-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
.trust-item { display: flex; align-items: center; justify-content: center; gap: 11px; color: var(--ink); font-size: .9rem; font-weight: 700; text-align: center; }
.trust-icon { color: var(--green); font-size: 1.3rem; }
.section { padding: 108px 0; }
.section-tint { background: var(--surface); }
.section-heading { max-width: 650px; margin-bottom: 47px; }
.section-heading h2 { margin: 0; font-size: clamp(2.2rem, 4vw, 3.7rem); font-weight: 850; }
.section-heading p { margin: 17px 0 0; color: var(--muted); font-size: 1.06rem; }
.features { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.feature { min-height: 242px; padding: 28px; border: 1px solid var(--line); border-radius: var(--radius); background: var(--surface); box-shadow: 0 5px 12px rgba(14, 19, 25, .08); }
.feature-number { color: var(--gold-deep); font-family: Georgia, serif; font-size: 1.2rem; }
.feature h3 { margin: 30px 0 10px; font-size: 1.25rem; }
.feature p { margin: 0; color: var(--muted); font-size: .94rem; }
.privacy-panel { display: grid; grid-template-columns: .9fr 1.1fr; overflow: hidden; border-radius: 24px; background: var(--green); box-shadow: 0 7px 15px rgba(14, 19, 25, .12); }
.privacy-art { display: flex; align-items: center; justify-content: center; min-height: 390px; padding: 50px; background: var(--charcoal); }
.privacy-art img { display: block; width: min(250px, 100%); height: auto; filter: drop-shadow(0 18px 25px rgba(0, 0, 0, .28)); }
.lock { position: relative; width: 170px; height: 150px; border-radius: 28px; background: var(--gold); box-shadow: 0 0 0 22px rgba(217,184,82,.08); }
.lock::before { content: ''; position: absolute; top: -83px; left: 35px; width: 93px; height: 100px; border: 24px solid var(--gold); border-bottom: 0; border-radius: 58px 58px 0 0; }
.lock::after { content: '✦'; position: absolute; inset: 47px 0 auto; color: #183e35; text-align: center; font-size: 3.2rem; }
.privacy-copy { padding: 60px; color: #fff; }
.privacy-copy .eyebrow { color: #F3E7D3; }
.privacy-copy h2 { margin: 0; font-size: clamp(2.1rem, 4vw, 3.35rem); font-weight: 850; }
.privacy-copy p { max-width: 520px; color: #d6e0db; }
.privacy-list { display: grid; gap: 13px; margin: 28px 0; padding: 0; list-style: none; }
.privacy-list li::before { content: '✓'; margin-right: 10px; color: #F3E7D3; font-weight: 900; }
.cta { padding: 95px 0; text-align: center; background: var(--cream); border-top: 1px solid rgba(14, 19, 25, .18); }
.cta h2 { max-width: 700px; margin: 0 auto; font-size: clamp(2.4rem, 5vw, 4.4rem); font-weight: 850; }
.cta p { max-width: 530px; margin: 17px auto 29px; color: var(--muted); }
.cta .button-primary { background: var(--green); color: #fff; }
footer { padding: 37px 0; background: var(--charcoal); color: #F3E7D3; }
.footer-content { display: flex; align-items: center; justify-content: space-between; gap: 22px; }
footer .brand img { filter: brightness(1.22) contrast(.9); }
.footer-links { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 18px; font-size: .86rem; } .footer-links a { color: #d5ddd8; text-decoration: none; }
.legal { padding: 55px 0 90px; background: var(--cream); }
.legal article { max-width: 790px; margin: 0 auto; padding: clamp(25px, 5vw, 62px); border: 1px solid var(--line); border-radius: 20px; background: var(--surface); box-shadow: 0 5px 12px rgba(14, 19, 25, .08); }
.legal-header { max-width: 790px; margin: 25px auto 27px; }
.legal h1 { font-size: clamp(2.5rem, 5vw, 4.5rem); }
.updated { color: var(--muted); }
.legal h2 { margin: 39px 0 10px; font-size: 1.45rem; }
.legal p, .legal li { color: var(--muted); }
.legal li { margin: 7px 0; }
.legal .back { display: inline-flex; margin-top: 10px; color: var(--green); font-weight: 700; text-decoration: none; }
@media (max-width: 980px) {
  .hero-grid { gap: 35px; }
  .features { grid-template-columns: repeat(3, 1fr); }
  .privacy-copy { padding: 45px; }
}
@media (max-width: 760px) {
  .wrap { width: min(100% - 32px, 560px); }
  .nav { min-height: 84px; }
  .brand img { width: 158px; height: 70px; }
  .nav-links { gap: 0; }
  .nav-links a:not(.button) { display: none; }
  .nav .button { padding: 11px 15px; font-size: .82rem; }
  .hero { padding: 28px 0 62px; }
  .hero-grid, .privacy-panel { grid-template-columns: 1fr; gap: 43px; }
  .hero-copy { font-size: 1rem; }
  .hero-actions .button { width: 100%; padding: 15px 18px; text-align: center; }
  .phone { max-width: min(310px, 86vw); transform: none; }
  .screen { min-height: 500px; }
  .trust-grid, .features { grid-template-columns: 1fr; gap: 17px; }
  .trust-item { justify-content: flex-start; text-align: left; }
  .section { padding: 73px 0; }
  .section-heading { margin-bottom: 32px; }
  .feature { min-height: auto; padding: 25px; }
  .privacy-art { min-height: 245px; }
  .privacy-copy { padding: 38px 28px; }
  .cta { padding: 72px 0; }
  .cta .button { width: 100%; }
  .footer-content { align-items: flex-start; flex-direction: column; }
  .footer-links { justify-content: flex-start; }
  .legal { padding: 32px 0 55px; }
  .legal article { padding: 28px 22px; }
}
@media (max-width: 390px) {
  .wrap { width: calc(100% - 28px); }
  .brand img { width: 138px; height: 62px; }
  .nav .button { padding: 10px 12px; font-size: .76rem; }
  h1 { font-size: 2.65rem; }
  .privacy-copy { padding: 31px 22px; }
}